How can I preserve my claims and protect my right to repayment from insurance coverage?

How can I preserve my claims and protect my right to repayment from insurance coverage? First of all, you have to make the claim. You have about three years from the date of loss, from whenever the actual damage happens,…

How can I preserve my claims and protect my right to repayment from insurance coverage?

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How can I preserve my claims and protect my right to repayment from insurance coverage?

First of all, you have to make the claim. You have about three years from the date of loss, from whenever the actual damage happens, you have three years to make your claim. The best thing that we always recommend to do is to take photographs of the damage. The insurance company’s going to want to have the chance to come in and inspect your damages. We have to make sure that the condition is pretty much in the same condition it was when you first found the damages. They’re also going to say that you need to mitigate your damages. So there’s sort of a balancing act that goes on.

Mitigating your damages means if there’s damage that’s about to get worse and you see there’s a leak and it’s getting worse, you have to take some steps in order to try and and make some temporary repairs to those damages so they don’t get worse. So take photographs of the damages in case you have to mitigate and take those minimal repairs so that the insurance company can see what the condition was when you first found it to the best that you’re able to possibly do that. You have to make reasonable repairs and take reasonable steps to try and fix those damages.

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