Insurance Bad Faith Claim Lawyer Aaron DeShaw:
For all of the grief that insurance companies put us through by messing around and underpaying claims or denying your case, there’s a great deal of underpayment that’s intentionally done by insurance companies. I spent the first 10 years of my legal career investigating the insurance industry and their methods of intentionally underpaying claims. They have set about a system of implementing claims software through a variety of different methods, by looking at medical bills related to your claim, by looking at the bodily injury, by looking at the vehicle damage. In every one of these areas, they’ve implemented software programs to underpay or cut payments on claims, so that you will be underpaid on claims.
You can take it anywhere from your vehicle where they will try to replace your parts with used parts, or parts that weren’t made for your car. You can take it to the medical bills where they will arbitrarily cut off a certain number of payments to your doctor by saying that the care that was rendered to you was unreasonable or somehow unnecessary for the injuries that you’ve had. They will systematically go through and set their computers to underpay claims that they know are worth a certain amount, which is the topic of my books for doctors and lawyers on the Colossus program.
Insurance bad faith is a very serious problem. It, essentially, takes something that we purchase as the public where we purchase and pay 100% of our premiums, and they take what they’re supposed to pay us at 100% of our loss, and they will underpay it by, say, 20%. What you’re doing is you’re paying 100% for getting the coverage that you need, and you’re getting only 80% of the insurance company. This is why it’s important to hire someone who has great background in terms of understanding the insurance claims processes. I have substantial experience handling cases and consulting on cases involving the largest insurance companies in this country, involving Allstate, Farmers, American Family, USAA where I’ve reviewed millions of documents and understand their claims practices and how they, essentially, will intentionally underpay your claims. I frequently serve as co-counsel on these cases. Lawyers from across the United States will bring me in with my special expertise. I give them the information that they need in order to get the right documents to be able to prove what they’ve done to underpay your claim.
If you are seeking a lawyer or co-counsel to handle your insurance bad faith case, please call our office at (503) 227-1233 for a free consultation.