Insurance, HMO, Critical Illness Coverage & Investment, Philam Life – Health Cover | efprime finance

Insurance, HMO, Critical Illness Coverage & Investment, Philam Life – Health Cover | efprime finance Philam life insurance recently launched new life insurance that has it all. It is called AIA Health Cover which aims to provide all-around health and…

Insurance, HMO, Critical Illness Coverage & Investment, Philam Life - Health Cover | efprime finance

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Insurance, HMO, Critical Illness Coverage & Investment, Philam Life – Health Cover | efprime finance

Philam life insurance recently launched new life insurance that has it all. It is called AIA Health Cover which aims to provide all-around health and critical illness protection to help Filipino families secure their lives and their respective families. Let us discuss the features of this newly released life insurance policy.

Let us take for example Mr. Wealthy in Mind with age 30. His quote will be as follows:

1. Life insurance benefit. 1,050,000.
2. Critical protect 80 benefit. 1,050,000.
3. Minor critical illness benefit. 262,500.
4. Hospital income benefit. 1,000/day for 365 days.
5. Medical benefit. 500,000 per year.
6. Waiver of premium for critical illness.
7. Philam vitality.
8. Fund investment.

The total cost of insurance is at 56,060.87 or 4,675.48. after 30 years, the total investment of this policy is now at 3,028,668. Such is projected using 10% rate of return. While the total cost of insurance paid is 2,013,117.25.

The best thing about this policy is that it covers your life for your family, it covers critical illnesses, it serves as an HMO and if not used, you have withdrawable investments. In effect, by the time, knocked on wood, you were diagnosed with any covered critical illnesses such as cancer, stroke, liver cirrhosis, end-stage lung disease, you will be entitled to 1,050,000 coverage plus all in-patient hospitalization expenses will be covered by your insurance. In effect, your focus now is on your full recovery and not on how you will be able to pay your hospital dues!

Critical protect 80 benefit. If the Insured is diagnosed with any of the covered Major Critical Illnesses such as cancer, kidney failure, heart attack, etc. PHP 1,050,000 will be provided less any claims from Minor Critical Illness.

Minor critical illness benefit. If the Insured is diagnosed with a Minor Critical Illness such as carcinoma-in-situ, less severe kidney disease, liver surgery, etc., a cash benefit equal to PHP 262,500 will be advanced from the Critical Protect 80 Benefit Face Amount.

Hospital income benefit. Mr. Wealthy in mind may choose from plan A to plan E with benefit ranging from 1,000 to 5,000 per day of hospital income benefit.

1,000 cash benefits will be given for each day of hospital confinement of the insured, up to a maximum of 365 days.

Medical benefit. Insured can choose either PLAN A with 500,000 aggregate limit per year, plan B with 1,000,000 aggregate limit per year, plan C with 2,000,000 aggregate limit per year or plan D with 4,000,000 aggregate limit per year.

Philam vitality.

Philam vitality cost 100 pesos per month. As a user of philam vitality, of the co-insured are entitled to receive 200 per month or up to 10,400 cash or non-cash rewards and discounts from partner companies. The total amount of perks that you may derive is about 10,400 not included therein are the discounts that you may be entitled to from partner companies such as the seda hotel, gold gyms, tobys, Philippine airlines, UFC gym among others.

How to Buy.
There are only three (3) steps to follow in buying this life insurance. The first is to sign up for a virtual meeting with a Philam life financial advisor. Second, share your details. Third, pay via online payment. The approval will take one day. You can buy this insurance as long as you are in the Philippines. No need for a physical meeting.

To get my services as your Financial Advisor you can reach me out in this number, 09264869308, or email me at efprimefinancials1000@gmail.com

To buy this insurance, sign up here: https://tinyurl.com/Buy-Now-Life-Insurance

If you think that the contents of this video helped you in any way. I would appreciate it if you can like, comment, subscribe and share my vlog with your social media pages especially with your friends, family, and colleagues. You simple act will be truly be appreciated. Thank you!

Check the description of this video to see how you can buy this life insurance.

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Sources Used:
1. pixabay.com
2. Philam life IPOS
3. pexels.com

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