Philam Life Insurance and Investment – Family Provider | efprime finance

Philam Life Insurance and Investment – Family Provider | efprime finance This vlog will share with you one of the best sellers of philam life insurance called Family Provider. A ten-year variable unit-linked insurance that provides life insurance coverage, critical…

Philam Life Insurance and Investment - Family Provider | efprime finance

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Philam Life Insurance and Investment – Family Provider | efprime finance

This vlog will share with you one of the best sellers of philam life insurance called Family Provider. A ten-year variable unit-linked insurance that provides life insurance coverage, critical illness coverage, waiver of premium, accident and health coverage, and philam vitality.

The pros are as follows.
1. Short term pay only.
2. You are protecting your family while preparing for your future needs.
3. Can be your retirement fund.
4. You are insured as long as you have an investment balance.
5. Maximized the use of your hard-earned income.
6. Comes with PhP200.00/week or P10,400.00 per year plus coverage boost.
7. You will enjoy peace of mind.
8. You have a withdrawable investment in case there comes an emergency.

The cons are as follows:
1. No hospitalization coverage.
2. High minimum amount of Premium.

Life insurance coverage.

If death should happen to the person of the ensured, the beneficiaries are entities to the face amount of the life insurance coverage or the account value (investment) whichever is higher.

Let me show you a sample computation for a single person age 30 years of age.

Life Insurance Coverage. 750,000..
Health and Accident Coverage. 750,000.
Health Fund for HealthCare. 750,000.
Waiver of Premium. Yes
Hospitalization Coverage.
Daily Hospital Income Benefit. No.
Long term hospital benefit. No.
Intensive Care Unit benefit. No.
Outpatient Treatment Benefit. No.

The total cost of insurance is 53,483.32 per year or 4,460.43 per month. You can opt to reduce the amount of insurance by reducing the protection that you enjoy to a minimum.

Health Fund for your Future Health Care needs.

The amount of investment will be considered as your health fund. The table below reflects the amount of investment when an investor adds a regular top-up to his/her investment. Top-up is an additional investment of PhP10,000.00 per year to the existing 53,483.32 annual premium.

Comprehensive Accident Coverage.
You are protected against unnecessary expenses caused by accidents. If in case you were involved in an accident, you will get your accident insurance overage.

Critical illness coverage.
The insured is covered against 11 early stages of critical illnesses and 56 critical illnesses. Yes, the complications that can be brought about by COVID 19 such as kidney problems, stroke, heart attack, terminal illness, end-stage lung disease are all included and covered under this life insurance.

Waiver of Premium
If in case the insured suffered a critical illness, then the policy is considered fully paid already.

Philam Vitality
This financial product is why Philam Life leads the market. With this technology, you can convert your physical exercise into 200.00 cash reward or its equivalent. Further, Philam Vitality can boost your investment and life insurance coverage by up to 50%.

How to Buy this life insurance.
There are only three steps to follow in buying this life insurance. First is to sign up for a virtual meeting with a Philam life financial advisor. Second, share your details. Third, pay via online payment. The approval will take one day. You can buy this insurance as long as you are in the Philippines. No need for a physical meeting.

To get my services as your Financial Advisor you can reach me out in this number, 09264869308, or email me at efprimefinancials1000@gmail.com

BUY INSURANCE, SIGN HERE: https://tinyurl.com/Buy-Now-Life-Insurance

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Sources:
1. pixabay.com
2. philam life website
3. philam life ipos
4. pexels.com

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