What is the purpose of obtaining uninsured or underinsured motorist coverage?

What is the purpose of obtaining uninsured or underinsured motorist coverage? UM coverage takes care of you in the event that the other driver’s insurance policy does not cover your damages. If your damages are in excess of the other…

What is the purpose of obtaining uninsured or underinsured motorist coverage?

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What is the purpose of obtaining uninsured or underinsured motorist coverage?

UM coverage takes care of you in the event that the other driver’s insurance policy does not cover your damages. If your damages are in excess of the other driver’s insurance policy, then you can turn to your own insurance policy to recover what you should be getting as a result of the accident.

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